Effective Date: January 1, 2026

Welcome to Kupyd ("Kupyd", "we", "our", or "us"). These Terms and Conditions govern your use of the Kupyd website, mobile application, and related services (collectively, the "Services").

By accessing or using Kupyd, you agree to comply with and be bound by these Terms and Conditions.

If you do not agree to these Terms, you should not use the Services.

You must be at least 18 years of age to use the Kupyd platform. By using the Services, you represent and warrant that you meet this requirement.

To use certain features of Kupyd, you may be required to create an account.

When creating an account, you agree to:

• Provide accurate and truthful information
   
• Maintain the confidentiality of your login credentials
   
• Accept responsibility for all activities that occur under your account
   

Kupyd reserves the right to suspend or terminate accounts that provide false or misleading information.

Users agree not to:

• Use the platform for unlawful purposes
   
• Harass, threaten, or harm other users
   
• Upload fraudulent or misleading content
   
• Attempt to gain unauthorized access to the platform
   
• Interfere with the security or operation of the Services
   

Kupyd reserves the right to suspend or terminate accounts that violate these rules.

Kupyd may send transactional SMS messages to verify user identity and secure account access.

These messages may include:

• One-Time Password (OTP) verification codes
   
• Login authentication messages
   
• Security confirmation notifications
   

Users receive these messages only after providing their phone number and requesting verification within the Kupyd platform.

Message frequency varies and depends on user activity such as account login or verification requests.

Standard message and data rates may apply depending on your mobile carrier and service plan.

Users may opt out of receiving SMS messages from Kupyd at any time by replying:

STOP

After opting out, users will no longer receive SMS messages unless they opt in again.

For assistance with SMS messaging, users may reply:

HELP

Users may also contact support at:

support@kupyd.com

All content, branding, logos, software, and materials associated with Kupyd are the property of Kupyd or its licensors and are protected by intellectual property laws.

Users may not copy, distribute, modify, or reproduce any part of the Services without prior written permission.

Kupyd provides its Services on an "as is" and "as available" basis.

We make no guarantees that the Services will always be available, secure, or error-free.

To the fullest extent permitted by law, Kupyd shall not be liable for any indirect, incidental, or consequential damages resulting from the use of the Services.

Kupyd reserves the right to modify, suspend, or discontinue any portion of the Services at any time without notice.

Kupyd may update these Terms and Conditions from time to time. Updated versions will be posted on this page with a revised effective date.

Continued use of the Services after updates constitutes acceptance of the revised terms.

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the United States and the applicable laws of the state in which Kupyd operates.

If you have any questions regarding these Terms and Conditions, please contact:

Kupyd Support
SupportTeam@kupyd.com